What Is General Liability Insurance?
A plain-language overview of common third-party liability risks for small businesses.
General liability insurance is commonly designed to address covered third-party bodily injury, property damage and certain personal or advertising injury claims. It is often required by landlords, project owners or business contracts. It does not automatically cover every risk, and exclusions, limits and endorsements matter.
Questions to discuss with your agent
- What activities and locations are covered?
- Which exclusions or endorsements are important?
- What limits are required by contracts?
- What information should be updated during the policy term?
This article is general information only and is not a policy interpretation or guarantee of coverage.